Legal

    Terms of Service

    Last updated: April 28, 2026

    By using arkbeacon.com you agree to these Terms. Ark Beacon is an AI-guided mortgage concierge — not a lender, broker, or financial advisor. We do not make credit decisions or guarantee loan approval, rates, terms, or funding.

    Use of the service

    You agree to provide accurate information, to use the form for lawful purposes only, and not to attempt to disrupt the service or access data you are not authorized to view.

    Lead delivery

    If you submit an inquiry, your information will be delivered to one matched lending partner under our 1:1 exclusive distribution model. The partner — not Ark Beacon — is responsible for any subsequent loan offer or denial.

    Disclaimers

    The service is provided "as is" without warranties of any kind. To the maximum extent permitted by law, Ark Beacon disclaims liability for indirect, incidental, or consequential damages.

    Contact

    Questions about these Terms? Email legal@arkbeacon.com.